Applying for a loan online is now easier thanks to technological developments, one of which is through applications.
This digital bank offers unsecured loan services with a fast and simple process. For additional information, via sublimecodeintel You can also get the latest updated tutorial information and news.
So what are the detailed steps for borrowing money from HIBANK, the conditions required, and tips so that your application is immediately ACCCED? To find out more information, let’s read the discussion until the end.
What is HIBANK?
HIBANK is a digital bank that offers various financial services, including online loans. This bank is in the spotlight because:
- Fast Process: Borrowing money on this application only takes about 5 minutes.
- No Guarantee: You only need to prepare your KTP and other personal data.
- Loan Limit Up to IDR 5 Million: Suitable for urgent needs.
- Competitive Interest Rates: Interest rates start from 11.5% per year.
Steps to Apply for a Loan at HIBANK
1. Download and Install the App
The HIBANK application is available at Google Play Store (for Android users) and App Store (for iOS users).
- Search for the app
- Make sure there are enough downloads and reviews to ensure the authenticity of the app.
- Download and install the app.
2. Register or Login to the Application
- Open the app and select an option List if you are a new user.
- Enter an active cellphone number, then create a password.
- You will receive an OTP code via SMS. Enter the OTP code for verification.
3. Complete Personal Data
Prepare the following data:
- ETC: To verify identity.
- Emergency Contact Number: Usually in the form of family contacts or close friends.
After logging in, you will see various features on the application dashboard, such as transfers, e-wallet top-ups, and deposits. Choose Loan Features and do the following steps:
- Determine the loan amount (for example IDR 1 million to IDR 5 million).
- Choose a tenor (1 month to 12 months).
5. Submit Submission
After all the data is filled in, click Apply for a Loan. Make sure all the information you enter is correct to avoid rejection.
6. Wait for Approval
The verification process usually only takes a few minutes. If your application is approved, the funds will be immediately disbursed into your account.
Terms and Conditions
- Minimum age 18 years.
- Have a valid KTP.
- Have an active HIBANK account.
- Frequently make transactions on the HIBANK application (to increase trust score).
Tips to Get Your Loan Approved Immediately
- Be diligent in transactions
This bank tends to provide loan access to active users who frequently carry out transactions, such as transfers or top-ups. - Make sure the data is complete and valid
Invalid or incomplete data may cause your application to be rejected. - Use Deposit
Placing large amounts of funds on deposit can increase the bank’s trust in you.
Also read: How to borrow money at SeaBank without collateral directly at ACC
With the steps and tips above, you can try to borrow money at HIBANK easily and quickly. For the latest and most updated news information, you can access it at sublimecodeintel.com Use this service wisely to meet your financial needs!
